Articles

The below articles written by Joe Favorito, have been previously published by the Market Intelligence Center, as can also be seen here: http://www.marketintelligencecenter.com/author/jfavorito/

How To Understand The Gift Tax

April 1, 2017

One of the more confusing taxes to grasp for the average American is the gift tax. Despite what many people think, although you can give an unlimited amount of assets to a charitable [...]

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How To Understand Municipal Securities

January 1, 2017

The bond market is the largest public securities market in the world, and substantially larger than the stock market. When investors allocate assets in their investment portfolios [...]

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How To Understand Floating Rate Notes

July 26, 2016

In recent years we have seen unprecedented actions by global central banks to influence economic events and create monetary stimulus. Here in the United States, the Federal Reserve [...]

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Understanding Floating-rate Securities

June 13, 2016

There's a big difference between concentrated stock risks and simply owning individual stocks. Concentrated stock risks are relevant to investors with large portions of their investment assets tied up in a single company. There's an amazing amount of risk associated with concentrated stock positions. Concentrated Stock Risks [...]

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Should I Convert To A ROTH IRA?

March 9, 2016

In 20 years of working with 401k plans and participants - as well as individual private clients - I've seen a lot of 401k plans. Well over 90% of participants contribute far less than 10% of their pay, with most only putting in a paltry 5% or [...]

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Buy-Sell Agreements: The Basics

February 10, 2016

One of the most important issues for small, closely held businesses is that of business continuity. This can be a concern in the face of a variety of obstacles. One [...]

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Understanding Convertible Bonds

January 5, 2016

The convertible bond market is practically an asset class all to itself because of the hybrid nature of these instruments. A convertible bond is essentially a bond issued by a [...]

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Using Managed Futures To Lower Volatility

November 12, 2015

In recent years the mutual fund industry has seen an enormous expansion of alternative investing strategies which have made a variety of investment approaches that had historically been available only [...]

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The Power Of Compounding Growth

August 19, 2015

Albert Einstein was once purported to have said that compounding interest is "The most powerful force in the universe." While the statement was likely intended to be facetious, it is [...]

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Small Business Retirement Plan Options

August 17, 2015

Self-employed investors, understand more than anyone, the importance of a return on their investments. Self-employment offers many potential tax benefits, which can be a lure to those who choose to [...]

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Comparing ETFs To Closed-end Funds

July 31, 2015

There are significant differences between a traditional Exchange-Traded fund (ETF) and an actively managed Closed-End fund which can be confusing to the average investor. There are certain basic features that [...]

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Early IRA Withdrawals: How To Avoid Penalties

June 18, 2015

Retirement is something that can require a great deal of planning. This involves investing, insurance, taxes, pension decisions...etc., and many of these decisions revolve around timing. An individual's age and/or [...]

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Long-Term Care: Is It Right For You?

May 29, 2015

Long-Term care insurance can be controversial. Unlike other insurance solutions, the decision as to whether you should own this type of coverage is up for debate. As with all financial [...]

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The Benefits Of Alternative Investing

May 28, 2015

One of the lessons learned in recent decades resulting from multiple market corrections and periods of increased volatility is that portfolio management has become more dynamic. Traditional asset allocation models [...]

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The Risk And Impact Of Inflation

February 17, 2015

Inflation is defined as the general rate of increase in the cost of goods and services and is the hidden tax that evaporates our purchasing power over time. Inflation is [...]

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